Saturday, October 5, 2013






It's important to remember why Republicans, Democrats, and Independents pretty much agreed that the system that health insurance corporations had developed was not working. That system:
1. Was the number one reason that individuals in America went ba
nkrupt …64% of all bankruptcies were related to individuals not being able to pay for their own care even though they had insurance, poor insurance, or because the insurance companies would raise their premiums beyond their ability to pay.
2. Did not cover millions of children who were born with pre-existing conditions. Those children were left to live a life of poverty as there was no way they could ever cover the costs of their medical care alone.
3. Did not allow for working Americans to freely transfer from one job to another for fear that their insurance company would drop them due to having developed a pre-existing condition. Pregnant women, in particular, were afraid to switch employers as their pregnancy would be seen, legally, by their insurance company, as a pre-existing condition. 
4. Required millions of American individuals and their families, to conduct fund raisers and conduct benefit auctions, and benefit concerts, and benefit meals, in order to cover the expenses for necessary medical care. This at a time when that was absolutely the last thing those individuals and families should have been thinking about. Often the families had to continue their efforts to raise money after their loved one had passed away.
5. Allowed insurance companies to offer such poor products that those insurance plans were, pretty much, in name only. The insurance companies were offering coverage that had so many loopholes, and exclusions, that individuals had to hire lawyers in order to actually get the insurance coverage they thought they had purchased.
6. Required that the only way for some Americans to get medical care was to do so through the most expensive method on Earth, the American Emergency Room. Every person could get care but emergency room doctors were covering things that could have been taken care of in a much less expensive clinic.
7. Was designed around "after the fact" care when it has been proven that "preventative care" is the most cost effective method of delivering medical care.

There will be problems with the Affordable Health Care Act, Obmacare , but, we shouldn't forget why Republicans, Democrats, and Independents, had been working on this issue, for decades, without being able to get anything solved.

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